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René Campbell

René Campbell

Typical music fanatic. Subtly charming twitter expert. Freelance internet buff. General music buff. Coffee practitioner. Lifelong social media trailblazer.

66 Posts Written
How to Get a Buy-to-Let Mortgage with a Minimum Deposit

How to Get a Buy-to-Let Mortgage with a Minimum Deposit

Are you looking to invest in the British housing market? If so, you may be wondering what the minimum deposit is for a...

Is Buy-to-Let Worth It? A Guide to Calculating Your Return

Is Buy-to-Let Worth It? A Guide to Calculating Your Return

The one percent rule is a great way to assess whether a property is worth investing in. This rule states that the rental...

Is a Buy-to-Let Mortgage a Regulated Mortgage Contract?

Is a Buy-to-Let Mortgage a Regulated Mortgage Contract?

A regulated buy-to-rent mortgage is a type of loan used when renting a property to an immediate family member. This type...

How Long Does it Take to Arrange a Buy-to-Let Mortgage?

How Long Does it Take to Arrange a Buy-to-Let Mortgage?

Getting a buy-to-let mortgage can be a lengthy process, but it doesn't have to be. On average, it takes between two to...

Are Buy-to-Let Mortgages More Expensive?

Are Buy-to-Let Mortgages More Expensive?

Buy-to-rent mortgages are a lot like regular mortgages, but with a few key differences. Rates tend to be much higher and...

How Much is an £80,000 Mortgage Per Month in the UK?

How Much is an £80,000 Mortgage Per Month in the UK?

The amount of money you'll need to pay for a £80,000 mortgage will depend on the offer you can secure. As an example,...

The Pros and Cons of Investing in a Buy-to-Let Mortgage

The Pros and Cons of Investing in a Buy-to-Let Mortgage

Investing in a buy-to-let mortgage can be a great way to generate income and diversify your portfolio. However, it is...

Virgin Money Buy To Let Mortgage

Virgin Money Buy To Let Mortgage

Virgin Money Buy To Let MortgageThe Buy To Let Mortgage market is bursting with lenders new and old offering different...

Is a Residential Mortgage Cheaper than a Buy-to-Let Mortgage?

Is a Residential Mortgage Cheaper than a Buy-to-Let Mortgage?

When it comes to buying a property, there are two main options: a residential mortgage or a buy-to-let mortgage. Both...

Is a Buy-to-Let Mortgage Harder to Get?

Is a Buy-to-Let Mortgage Harder to Get?

Getting a mortgage for a buy-to-let property can be more challenging than getting a standard residential mortgage. This...

Limited Company Buy To Let Mortgage

Limited Company Buy To Let Mortgage

Limited Company Buy To Let MortgageYou'll need a specialised mortgage if you want to purchase rental property through a...

The History of Mortgages: From the 12th Century to the Present

The History of Mortgages: From the 12th Century to the Present

Most people don't have the liquid capital needed to buy a home in its entirety on their own, and mortgages help these...

Is Mortgage Payment an Allowable Expense?

Is Mortgage Payment an Allowable Expense?

Allowable expenses are those costs incurred in maintaining and repairing a property, but not for making capital...

Can I Get a Buy-to-Let Mortgage with a Low Income?

Can I Get a Buy-to-Let Mortgage with a Low Income?

Are you looking to purchase a property to rent out but have a low income? It is possible to get a buy-to-let mortgage...

What is the Difference Between Consumer Buy-to-Let and Regulated Buy-to-Let Mortgages?

What is the Difference Between Consumer Buy-to-Let and Regulated Buy-to-Let Mortgages?

When it comes to mortgages, there are two main types: consumer buy-to-let and regulated buy-to-let. The main difference...

The Mortgage Works Buy To Let Mortgage

The Mortgage Works Buy To Let Mortgage

The Mortgage Works Buy To Let MortgageIn the UK, The Mortgage Works (TMW) is a specialised buy-to-let mortgage lender....

Is it Better to Buy-to-Let on Interest-Only?

Is it Better to Buy-to-Let on Interest-Only?

Benefits of interest-only mortgages for homeowners can be numerous. It can help you keep your overheads lower and finance ...

Do You Need a Different Mortgage for Buy-to-Let?

Do You Need a Different Mortgage for Buy-to-Let?

Are you considering investing in a property and renting it out? If so, you may be wondering if you need a different...

When Did the FCA Start Regulating Mortgages?

When Did the FCA Start Regulating Mortgages?

The Financial Conduct Authority (FCA) began regulating mortgages on October 31, 2004.This applies to all regulated...

Why Buy-to-Let Mortgages Cost More

Why Buy-to-Let Mortgages Cost More

Buy-to-let mortgages are typically more expensive than residential mortgages, with the difference being around one...

Can Mortgage be Offset Against Rental Income?

Can Mortgage be Offset Against Rental Income?

It is possible to use the expected rental income to offset the monthly mortgage payment on a property you are buying....

Barclays Buy To Let Mortgage

Barclays Buy To Let Mortgage

Barclays Buy To Let MortgageAs a bank holding company, Barclays Plc conducts business in the areas of wealth management,...

Are Buy to Let Mortgages Interest Only?

Are Buy to Let Mortgages Interest Only?

Are you considering investing in a buy to let property? If so, you may be wondering if buy to let mortgages are interest...

What Type of Mortgage is Halal and How Does it Work?

What Type of Mortgage is Halal and How Does it Work?

An Islamic or halal mortgage is a financing option that allows Muslims and others to purchase a property in accordance...

Why is Buy-to-Let Mortgage More Expensive?

Why is Buy-to-Let Mortgage More Expensive?

Purchase-to-rent mortgages are typically more expensive than residential mortgages, as banks consider tenants to pose a...

Are Buy-to-Let Mortgages Regulated? An Expert's Guide

Are Buy-to-Let Mortgages Regulated? An Expert's Guide

When it comes to investing in property, buy-to-let mortgages are an increasingly popular option. But are they regulated?...

Understanding the Regulations of Buy-to-Let Properties

Understanding the Regulations of Buy-to-Let Properties

Are you considering investing in a buy-to-let property? If so, it's important to understand the regulations that come...

Are Buy-to-Let Mortgage Rates on the Rise?

Are Buy-to-Let Mortgage Rates on the Rise?

The average number of fixed two-year purchase-to-rent mortgage offers has increased by 1.63 percentage points compared to ...

Can I Get a Mortgage on 20k a Year in the UK?

Can I Get a Mortgage on 20k a Year in the UK?

Earning a salary of £20,000 a year is a decent income, and it's certainly possible to get a mortgage with this salary....

The Benefits of a Buy-to-Let Mortgage

The Benefits of a Buy-to-Let Mortgage

A buy-to-let mortgage is a type of loan that is specifically designed for those who are looking to purchase a property to ...

Santander Buy To Let Mortgage

Santander Buy To Let Mortgage

Santander Buy To Let Mortgage are some of the most competitive mortgage solutions available for potential buy to let...

What Can You Deduct from Buy-to-Let Property Investments?

What Can You Deduct from Buy-to-Let Property Investments?

When it comes to buy-to-let investments, there are a number of expenses that you can deduct from your taxes. These...

Why Does a Buy-to-Let Mortgage Take So Long?

Why Does a Buy-to-Let Mortgage Take So Long?

The process of obtaining a buy-to-let mortgage can be a lengthy one, with the average time to receive an offer ranging...

Is Buy-to-Let a Regulated Mortgage Contract?

Is Buy-to-Let a Regulated Mortgage Contract?

Are you considering taking out a buy-to-let mortgage? If so, you may be wondering if it is a regulated mortgage contract. ...

Understanding Buy-to-Let Consumer Mortgages

Understanding Buy-to-Let Consumer Mortgages

Just in case you were wondering, the phrase "buy to rent" is a British term that refers to a property acquired with the...

What are the Disadvantages of a Buy-to-Let Mortgage?

What are the Disadvantages of a Buy-to-Let Mortgage?

When it comes to investing in property, a buy-to-let mortgage is one of the most popular options. It allows you to...

NatWest Buy To Let Mortgage

NatWest Buy To Let Mortgage

NatWest Buy To Let Mortgage are some of the most popular and competitive buy to let mortgages available across the...

Self Employed Buy To Let Mortgage

Self Employed Buy To Let Mortgage

Self Employed Buy To Let MortgageIt is possible for a self-employed person to apply for a buy-to-let mortgage. However,...

Are Buy-to-Let Mortgages Harder to Get?

Are Buy-to-Let Mortgages Harder to Get?

When it comes to investing in property, buy-to-let mortgages are often seen as a more difficult option than residential...

Do Buy-to-Let Mortgages Have Higher Interest Rates?

Do Buy-to-Let Mortgages Have Higher Interest Rates?

Interest rates on buy-to-let mortgages are typically higher than those of traditional residential mortgages. The minimum...

Where to Enter Mortgage Interest on Tax Return

Where to Enter Mortgage Interest on Tax Return

Mortgage interest is an itemized deduction that requires the use of Schedule A (Form 1040) in addition to the standard...

Can you turn a normal mortgage into a buy-to-let?

Can you turn a normal mortgage into a buy-to-let?

If you have a residential mortgage but want to switch to a buy-to-rent one, you'll need the consent of your lender. If...

Why Buy-to-Let Mortgage Rates are Higher

Why Buy-to-Let Mortgage Rates are Higher

When it comes to mortgages, buy-to-let rates are typically higher than residential mortgages. This is because banks...

Buy To Let Mortgage Calculator Understanding Affordability

Buy To Let Mortgage Calculator Understanding Affordability

Understanding Buy-to-Let Mortgage CalculatorsEstimating Potential ReturnsMaking Informed DecisionsUtilising a Buy-to-Let...

Skipton Building Society Buy To Let Mortgage

Skipton Building Society Buy To Let Mortgage

Skipton Building Society Buy To Let MortgageA financial organisation with its headquarters in the UK is called Skipton...

How Much Buy to Let Mortgage Can I Borrow?

How Much Buy to Let Mortgage Can I Borrow?

When it comes to buying a property to rent out, it's important to understand how much you can borrow and what the...

Can I Get a Mortgage with a £30,000 Salary in the UK?

Can I Get a Mortgage with a £30,000 Salary in the UK?

Income is a key factor when it comes to determining the size of a mortgage you can get. Traditionally, lenders used to...

Getting a Buy-to-Let Mortgage in the UK: What You Need to Know

Getting a Buy-to-Let Mortgage in the UK: What You Need to Know

Investing in property can be a great way to generate income and build wealth. But if you don't have enough capital to buy ...

Getting a Buy-to-Let Mortgage: Is it Difficult?

Getting a Buy-to-Let Mortgage: Is it Difficult?

Investing in a property and becoming a homeowner is an exciting prospect, but it can be difficult to do without enough...

Why Interest-Only Buy-to-Let Mortgages are Popular

Why Interest-Only Buy-to-Let Mortgages are Popular

Most purchase-to-rent mortgages are interest-only, meaning that you only pay the interest and nothing else. This keeps...

Can I Get a Buy-to-Let Mortgage with a 5% Deposit?

Can I Get a Buy-to-Let Mortgage with a 5% Deposit?

The short answer is no, the minimum deposit required by specialized lenders for a purchase-to-rent mortgage is usually...

What is a Buy-to-Let Mortgage and How Does it Work?

What is a Buy-to-Let Mortgage and How Does it Work?

A buy-to-let mortgage is a type of loan specifically designed for investors who want to purchase a property to rent out...

How Much Salary Do You Need for Buy-to-Let Mortgages?

How Much Salary Do You Need for Buy-to-Let Mortgages?

When it comes to buy-to-let mortgages, the amount you can borrow depends on the rental income you expect to receive from...

Can I Get Two Buy-to-Let Mortgages at the Same Time?

Can I Get Two Buy-to-Let Mortgages at the Same Time?

Are you looking to expand your real estate investments or purchase multiple vacation homes? You may be wondering if it's...

How to Get a Buy-to-Let Mortgage Easily

How to Get a Buy-to-Let Mortgage Easily

If you're looking to rent out your property, you'll need a buy-to-let mortgage. Many lenders consider this type of loan...

Accord Buy To Let Mortgage

Accord Buy To Let Mortgage

Accord Buy To Let Mortgage   Who are Accord?The UK-based mortgage company Accord is fully named Accord...

Record number of landlords opened property companies in 2023

Record number of landlords opened property companies in 2023

Surge in Property Company Openings in 2023Increase by 25%Reflects Shifting TrendsReasons Behind the Increase in...

What You Need to Know About Buy-to-Let Mortgages

What You Need to Know About Buy-to-Let Mortgages

When it comes to investing in property, buy-to-let mortgages are a popular option. But what exactly is a buy-to-let...

How Much Deposit Do You Need for a Buy-to-Let Mortgage in the UK?

How Much Deposit Do You Need for a Buy-to-Let Mortgage in the UK?

When it comes to investing in property, a buy-to-let mortgage is a great way to get started. But how much deposit do you...

Buy to Let Mortgage Deposit Explained: How Much Do You Need?

Buy to Let Mortgage Deposit Explained: How Much Do You Need?

Key TakeawaysUnderstanding Buy-to-Let Mortgage DepositsImportance of DepositsManaging Deposit CostsMinimum Deposit...

Can I Get a Buy-to-Let Mortgage with 10% Deposit?

Can I Get a Buy-to-Let Mortgage with 10% Deposit?

Are you looking to purchase a property to rent out but don't have the funds for a large down payment? You may be...

How Much Can I Borrow With a Buy-to-Let Mortgage?

How Much Can I Borrow With a Buy-to-Let Mortgage?

Are you looking to purchase a property to rent out? If so, you may be wondering how much you can borrow with a buy-to-let ...